While I’m sure it works for the OP, I’m guessing most other options would work.
My take is that this approach just moves the discussion to what qualifies as “fun money” or should come out of the shared account.
Maybe it’s because we are too young yet, but me and my SO just have a shared account and contribute to it equally (she insisted, I wanted to do proportional). We make sure to put in there enough to cover the bills and some more to have some “emergency money”.
Aside from that we keep separate savings accounts and some investments.
My take is that this approach just moves the discussion to what qualifies as “fun money” or should come out of the shared account.
Maybe it’s because we are too young yet, but me and my SO just have a shared account and contribute to it equally (she insisted, I wanted to do proportional). We make sure to put in there enough to cover the bills and some more to have some “emergency money”.
Aside from that we keep separate savings accounts and some investments.