I have tried to grok it multiple times but escapes my feeble mind. I have developed some intuition, but not sure it's quite right. Hopefully someone can correct me:

1. Subatomic Matter is by default both mass and a wave, but when "observed" it becomes a particle as we know it i.e. with mass.

2. Atomic bonds are formed due to electrons (waves) being shared between adjacent atoms.

Hope I have some parts correct. Perhaps someone can shed some photons.