>A counterpoint — every day tons of financial disputes are handled by banks and insurance companies. Unlike with government, no violence is involved, and things go well. Why involve governments and violence when we can avoid the bad things without violence?

Good point, maybe the private financial institutions (or more!) of the country should lean into this and offer a shadow legal system whereby anyone can bring suit for any allowable reason with the ultimate threat being a sort of (nonviolent!) exile from digital society. That could surely not go wrong.