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I bet a shiny nickel that you live in a place where the liability for a mistake in this procedure is between the bank and the utility company, not on you.

Over in the USA, setting up a bill autopay for a variable amount generally involves a credit card intermediary with a 2-4% rake or a lot of risk to you.



People in the USA need to lobby for better and modern banking

https://en.wikipedia.org/wiki/Direct_debit#United_Kingdom

Not only does it not cost anything to the payer, the "Direct Debit Guarantee" also protects the payer from mistakes and fraud.

This isn't a new system, it's over 50 years old.

Paying bills shouldn't be a risky or expensive thing to do.




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