"send money to people" - WTF is even that? It doesn't sound like shopping for products or services, rather just emotional donations.

Maybe I am too old at this point but I have yet to meet a single 'influencer' (lol, what an idiotic term to be polite but maybe its insulting on purpose to all involved) worth a dime or my time. Quality of life and happiness lie elsewhere, ie actually doing and experiencing things rather than watching others do it.