> I know it’s silly, but I think I represent over 90% of apples customers in that way
You're not silly, you're just able to see reality.
Apple knows who is buying the bulk of their computers, and it isn't power users ... most people buying computers don't have a clue what RAM is even used for.
I'd hit beachballs, but macOS balances 8GB of RAM fine even with Tahoe for regular users