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Its not that simple. Smokers that dont die suddenly (how many are those actually?) dont die much earlier because healthcare improved and also:

- kill/cause damages through passive smoke

- can/do cause enormous health bills (my dad struggled on for almost 6 years)

- cleaning up their trash costs money

- set fire to stuff with thrown cigarette butts

- often dont just die and just cant work anymore thus stopping working earlier, create less value in general

I'd love to read up on current studies/research but lots of studies are 10+ years old now but the damages seem to outweigh them not having a retirement.



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