> Yeah let's not save ~$12,000 a year since it'll never help.
It's true that it may not help a lot if you're "missing $40,000 a year, every year, forever" which apparently is the article's definition of poor. Unfortunately we're not told what they would need such an amount of additional money for exactly.
On the other hand, maybe going from "missing $40,000 a year" to "missing $28,000 a year" is enough to not be poor anymore? It's difficult to understand the author's idea of the boundary between being poor and not being poor.
It's true that it may not help a lot if you're "missing $40,000 a year, every year, forever" which apparently is the article's definition of poor. Unfortunately we're not told what they would need such an amount of additional money for exactly.
On the other hand, maybe going from "missing $40,000 a year" to "missing $28,000 a year" is enough to not be poor anymore? It's difficult to understand the author's idea of the boundary between being poor and not being poor.