The other thing I had to realize before I could get an offer in this market is that there are so many overqualified candidates it’s almost impossible to get a stretch role and very difficult to get one at the same level you were last working at. If you just need an income for now, consider looking for something you’re significantly overqualified for but that gives you exposure to something new in a different dimension (new industry, for instance). Then once you’ve got that job and have restored your savings, you can look for something with more growth while still employed. Maybe some day the market will even bounce back, tho I wouldn’t count on it.