Bank xfers they will transfer to a cashing service, somebody willing to use fake identity to open business accounts to receive stolen funds and show up in person to a bank to withdraw it, then pay back a percentage to whoever sent the funds via bitcoins or other method. A good fraudster will ddos the bank after the transfer(s) to prevent the mark from logging into online banking and discovering the fraud.
Credit cards they make their own fake stores by the hundreds and pay themselves small amounts, or they do instore fraud which is extremely risky. In the UK they simply card Tesco and then sell the groceries half price. Can also fraud bitcoins now as services exist to buy small amounts. None of this is easy, profits aren't huge it's all very small time unless you're the guy getting and selling the data to the legions of petty hustlers worldwide.
Credit cards they make their own fake stores by the hundreds and pay themselves small amounts, or they do instore fraud which is extremely risky. In the UK they simply card Tesco and then sell the groceries half price. Can also fraud bitcoins now as services exist to buy small amounts. None of this is easy, profits aren't huge it's all very small time unless you're the guy getting and selling the data to the legions of petty hustlers worldwide.