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I'm in the Boston area, YMMV. I left my job in 2011. I did a few months of COBRA, which I found unreasonably expensive. I'm currently paying about $380/month on a BCBS individual plan with a $6K deductible (costs have risen about $5-$10/mo per year since I joined). I don't think my experience will help you much (single), but I'm putting this out there for others who might be interested. BTW I have never met the deductible and usually spend less than $1K/year on medical expenses. Knock on wood.

PS I haven't noticed much effect due to ACA, except that some services that used to require a co-pay became free. It will be nice not having to worry about pre-existing conditions, too.



$380/month sounds kind of high. I have similar coverage via MassHealth for $225/month (+$25 for dental). YMMV, of course.


Do you have an HSA?




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